REMORTGAGES

 

CP Home Loans – Helping YOU buy your home

If you are thinking of moving, buying your first home, or even buying your existing council house or flat CP Home Loans can help. We have an experienced team of mortgage advisers who can help find a mortgage to suit your requirements, even if you have been turned down elsewhere.

We know that past credit problems or simply being self-employed doesn’t mean you can’t repay the money you borrow. So, even if you’ve missed a few mortgage payments, incurred CCJs or defaults, there’s a very good chance Pacific Home Loans can help.

Our range of low cost mortgage products includes:

  • First time buyers
  • 1,2,3 and 4 year fixed rates
  • Movers
  • 1 and 2 year discounted rates
  • Council Right to Buy
  • Up to 95% Loan to value

 

Could YOU be better off with a remortgage?

If you own your own home, you could consider remortgaging for a number of reasons:

  • To improve or extend your home
  • To lower your monthly repayments
  • To buy a second home
  • To consolidate all your debts
  • To release cash from your home for any purpose

Your home may well be worth more now than what you paid for it. Why not use some of that money to spend on your home, yourself or your family?

 

⊕ Helping YOU – whatever YOUR circumstances

We specialise in arranging remortgages for people who want to unlock cash tied up in their homes but have previous or current credit problems.

Unlike many High Street banks and building societies, who may only be willing to talk to those with a perfect credit history, we will consider all your circumstances.

If you have had past credit problems or are simply self-employed we know that doesn’t mean you can’t repay the money you borrow. To us your credit history is just that – history.

So, even if you’ve missed a few mortgage payments, incurred CCJs or defaults, there’s a very good chance CP Home Loans can help.

We can help YOU if you have problems with:

  • Bad credit history
  • No proof of income
  • Poor credit rating
  • Unusual property types
  • Mortgage arrears
  • Bankruptcy
  • Defaults
  • IVAs
  • CCJs