LEGAL INFO

This Site is controlled and operated by CP Home Loans, from the United Kingdom and complies with English law.

This site is intended for UK residents, and only they may apply for any of the services on offer. Further terms and conditions will apply.

Those who choose to access the Site from other locations do so on their own initiative and are responsible for compliance with any applicable local laws.

1. No material from this Site may be copied, uploaded, posted, modified or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, home use only, provided you keep intact all copyright and other proprietary notices. The use of any such material on any other Web site or computer environment is prohibited.

2. It is a condition of use of this Site that you accept and agree to the following terms and conditions of CP Home Loans (“the Company”). No other terms shall apply unless stated below. The Company may vary these terms from time to time and the revised terms will be deemed to apply at the relevant time in respect of your application. By proceeding to enter the Site you agree to be bound by the following:

i. The Company reserves the right to alter or delete material from the Site at any time and may, at any time, revise these terms by updating this posting. You are bound by any such revision and should therefore periodically visit this page to review the then current terms.

ii. While the Company uses reasonable efforts to include accurate and up to date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability for any errors or omissions in the content of the Site.
3. The Company provides the Site for your general interest and information only. The Company makes no representation or warranties about the accuracy or suitability of any product or purpose of any content of the Site and all other implied warranties are excluded to the fullest extent permissible under English law. By using the Site you hereby agree not to rely on any of the information contained herein. Under no circumstances shall the Company be liable for any direct, incidental, special, consequential, indirect or punitive loss or damages that result from the use of the materials on the Site or the materials in any sites linked to the Site or any services offered on the Site whether by the Company or its commercial partners. The Company shall have no responsibility in respect of any goods or services brought by you from any other organisation referred to on this Site.

Privacy Statement

It is important that you are aware of, and give consent to, the manner in which your personal data is used by CP Home Loans.

The personal data you provide to us in the application form is transmitted over a secure (SSL) connection. This encrypts the data to guard against interception by a malicious third party. Before sending the application, please ensure that you have read and accept the Data Protection Notice.

DECLARATION: NOTICE UNDER THE DATA PROTECTION ACT

I/we declare that the statements and particulars in this application form are true and accurate to the best of my/our knowledge and belief and shall form part of any subsequent agreement. I/we agree that such information might be relied upon by all third parties to whom London Scottish Broking Ltd is authorised to disclose the same as if such third parties had received the information directly.

CUSTOMER INFORMATION AND DATA PROTECTION

In assessing your application, we will make enquiries about you including searching any records held by Credit Reference Agencies and checking your details with Fraud Prevention Agencies. The Credit Reference Agencies will keep details of any searches. Information held about you by the Credit Reference Agencies may already be linked to records relating to one or more of your financial partners. For the purpose of this application you may be treated as financially linked and your application will be assessed with reference to any “associated” records. If you are a joint application or if you have told us of some other financial association with another person, you must make sure that you are entitled to (a) disclose information about your joint applicant and anyone referred to you by you; and (b) authorise to search, link or record information at Credit Reference Agencies about you and anyone referred to by you. An association between joint applicants and between you and anyone you tell us is your financial partner will be created at Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you. This will continue until one of you successfully files a disassociation at Credit Reference Agencies. If you have requested payment protection insurance and/or home insurance we may pass information about you to any organisation approved by us to enable them to arrange and administer the requested plan and for the purposes of underwriting, claims handling and fraud prevention (which could include passing details to other insurers). Please telephone us on 0800 043 8757 if you want details of those Credit Reference Agencies and Insurers from whom we obtain and to whom we pass information about you. You have a legal right to these details. You have a right to receive a copy of the information we hold about you if you apply to us in writing. A fee will be payable.

CUSTOMER CONSENT – IMPORTANT: PLEASE READ THIS BEFORE YOU SUBMIT YOUR FORM

By submitting this application form, you consent to us disclosing details about you as described above. Also you consent to us disclosing your name and address to the lender or lenders to which we submit your application. In particular, your details may be used and disclosed so that you can be provided with information about goods and/or services offered by us and other organisations which may be of interest to you. If you do not want to receive marketing information, you may write to us at any time.

You also consent to us using an automatic calling system to send you a recorded telephone message or we may contact you by fax, electronic mail, telephone (including Interactive Voice Recording), SMS/Text Message, other on-line or interactive media as part of administering your account and for the purpose of direct marketing. Telephone conversations between you and us may be monitored and/or recorded to assist us in improving our customer services. If you do not want us to contact you by fax, electronic mail, other on-line or interactive media for the purpose of direct marketing, you may write to us at any time. You also confirm that all the details you have given us are true and complete, that you are 18 years of age or over and that the details may be verified.