Low Cost Loans for Homeowners

Good or Bad Credit Personal Loans

  Owning your home gives you an advantage when looking for a low cost loan. Being a homeowner is a sign that you are a low risk to the lender, and so they can charge less in interest.

  Even if you have a less than perfect credit rating, being a homeowner is a powerful plus point in your favour.

  Of course, if you have clean credit, the security your home offers simply translates into lower interest rates!

Good Credit

  If you have clean credit, we can offer you a loan of up to 125% of your home's value, at the low rates associated with secured loans - from only 7.9% depending on loan amount and repayment duration.

  You may also wish to choose an unsecured loan if you need cash in a hurry - especially if you want a smaller loan with a shorter repayment time.

Bad Credit

  Even if you have bad credit, we can offer up to 95% of your home's value with a secured loan. And if your bad credit rating was caused by events in the past, and your situation has now changed, your application for a loan will certainly be considered! Here at C&P, we look to your future, not your past.

  We accept: CCJs, arrears and defaults!